• Consumer banking: Personal banking, Credit Card, and Bancassurance
• Commercial banking: Micro banking, Small business banking, and Middle market banking
• Sharia Banking
• Risk management
• Loan approval system / loan processing center
• Branch / network management
• Back office centralization
• Call center management
• Insurance
• Investment banking

Sample of Experience

• Micro Banking strategy development and implementation of a major Indonesian bank
• Setting up Consumer and Small Business Banking organization for one of the top-three bank in Indonesia
• Consumer Banking strategy and implementation of a major bank
• Small Business Banking strategy and implementation of a major bank
• Sales performance improvement program of Credit Card, Consumer Banking, and Small Business Banking for one of the top-three bank in Indonesia

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